Utilizing Strategic Planning to Prepare Your Business for an Emergency | SERVPRO® of Tri-County
Knowing the potential of future risks you might face as a business owner will help you stay ahead of the curve for whatever comes your way—including a natural disaster.
There has never been a proven method to guarantee you will not be impacted by a loss. However, you can improve your chances and lessen that impact by prioritizing your own preparedness. By planning ahead, you can be proactive against something out of our control.
There is definitely a long list to consider regarding disaster preparations, to be more manageable we recommend categorizing into three starting objectives. That way, you know your recovery foundation is solid and you have protection for your business and your investment.
Your Commercial Insurance Coverage
Having the right type and amounts of coverage is essential, but especially in the event of a natural disaster. There are more than a few commercial policies that do not provide quality disaster coverage. To lower premiums some policies create gaps or specific exclusions to certain scenarios that would prevent coverage if you try to file, so it is really important to know your policy verbiage and what is covered.
Your Emergency Plan and Supply Kit
The ability to evacuate a structure quickly in the event of disaster is a great way to be proactive and ensure the safety of you and your colleagues. There should always be an evacuation plan in place, posted and so everyone understands what to do that plan should be routinely rehearsed. Another useful tip to pack an emergency kit for you and your co-workers, stocked with enough supplies to maintain until help arrives.
Your Plan for Restoration and Recovery
Planning now for future restoration and recovery can be the most important factor in how quickly you are able resume productivity. On top of that list is the ability to set the restoration plan in motion quickly, which is it is recommend start a relationship with a restoration vendor in advance so that you know exactly who to call. It would be wise to look over the disaster assistance loans offered by the Small Business Administration as they are known to provide extra, low-interest funds for the recovery process.
If your business has been impacted by a disaster, you can contact us 24⁄7 for guidance on how to begin the commercial restoration process.